Insurance and Disability Lawyer Miami FL

When you have an insurance policy with an insurance company, that policy is your contract. You live up to your end of the contract by paying your premium on time and the insurance company lives up to their end of the contact by quickly and fairly paying any claims you file with them. If you fail to live up to your end of the contract, the insurance company will cancel your policy. But what recourse does a client have if the insurance company does not live up to their end?

If you believe your insurance company is acting in bad faith and denying a legitimate claim or they are not willing to pay what the claim is worth, contact Needle & Ellenberg, P.A. to speak with an insurance and disability lawyer in Miami, Florida to find out how we can help you get the settlement amount you deserve. In the meantime, the following are some FAQs.

Can a client file a bad faith insurance claim against their own insurance company?

Yes, if the client’s insurance company has engaged in any bad-faith practice, Florida law allows the client to file a “first party” insurance dispute.

Can a victim file a bad faith claim against the other party’s insurance company?

Yes, if the at-fault party’s insurance company fails to process the claim that a victim has filed, the victim can file a “third party” bad faith claim against that company.

Do insurance companies actually try to lowball victims of accidents to try to pay the victim what they are entitled to?

Yes, insurance companies utilize all kinds of tactics to avoid paying a victim what their claim is actually worth. Lowballing is one of the most common tactics. An insurance policy is a contract between the policyholder and the company. This contract specifies the condition for which the client can file a claim and what the insurance company’s obligation is for paying that claim. Unfortunately, many insurance companies do not meet that obligation and do try to pay the client much less than what they are entitled to.

Does a victim need a Miami FL insurance and disability lawyer to pursue a bad faith claim against an insurance company?

Although there is nothing legally that requires retaining an insurance and disability lawyer in order to pursue a bad faith claim, having an attorney advocating for you lets the insurance company know that you are not putting up with the unfair way they are treating you. When a client hires an attorney, the attorney will deal directly with the company, negotiating effectively, and rebuffing any bad faith delays or their claim denials.

Contact a Miami FL Insurance and Disability Lawyer

If you are an accident victim, it is crucial to your case to find an attorney who is willing to negotiate in your best interest, however, will not settle the case for an amount that does not match the amount you may be entitled to just to avoid litigation. You want an attorney who is not only a skilled negotiator, but also one who is just as skillful as a litigator.

The litigation attorneys from Needle & Ellenberg, P.A. have represented numerous accident victims in insurance company lawsuits and will work diligently to get you the best possible outcome based on the circumstances of your case. Call our office today to set up a free and confidential consultation with an insurance and disability lawyer Miami FL clients trust to find out what legal recourse you may have.